Terms of Service

Welcome to Overekolom.com. These Terms of Service ("Terms") govern your access to and use of our website and services, including our Compound Interest Calculator (collectively, the "Service"). Please read these Terms carefully before using the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

1. Use of the Service

Overekolom.com provides a free online compound interest calculator for informational purposes only. You may use this Service for personal, non-commercial use in accordance with these Terms.

You agree not to misuse the Service, including by:

• Using the Service for any unlawful purpose
• Attempting to disrupt or interfere with the Service
• Using any automated means to access the Service without our permission
• Reverse engineering, decompiling, or disassembling any part of the Service

2. Intellectual Property

The Service and its original content, features, and functionality are owned by Overekolom.com and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission from us.

3. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. Overekolom.com disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Service will be uninterrupted, secure, or error-free, or that any defects will be corrected.

4. Limitation of Liability

In no event shall Overekolom.com, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Service.

Our total liability for any claims under these Terms shall not exceed the amount you paid to access the Service (which is currently zero as the Service is free).

5. Financial Disclaimer

The compound interest calculator provides estimates based on the information you input. These calculations are for illustrative purposes only and do not constitute financial advice.

Actual investment returns may vary and are subject to market risks. Past performance is not indicative of future results. You should consult with a qualified financial advisor before making any financial decisions.

6. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use the Service after those revisions become effective, you agree to be bound by the revised terms.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions.